Payment Options
Frequently Asked Questions
If you take your car off the road by declaring it SORN, you may have the option to reduce your insurance cover to Third Party, Fire & Theft. This will change the premium you pay. Alternatively, you could cancel your policy altogether. You should be aware that changes to your policy will incur a fee to do so.
Continuous payment is where you have opted for your policy to renew automatically and where we take payment each year, unless you tell us otherwise. You can opt out of automatic renewal in your online account.
No. We no longer accept cheques for payment. You can pay by direct debit or credit/debit card.
Yes. You can pay for your cover in full using Maestro or Switch.
If you want to change the payment card or account on your existing policy, you can do so online by logging in to the RAC Car Insurance 'My Account'.
Yes. We accept Maestro, VISA Electron, Solo and Mastercard Debit.
If you want to change the payment card or account on your existing policy, you can do so online by logging in to the RAC Car Insurance 'My Account'.
Yes. You can pay by Direct Debit on an annual or monthly basis (subject to status). You will be given this option when your quote has been calculated.
Yes, you can choose to spread the cost of your premium by paying monthly by Direct Debit (subject to status).
By paying monthly, you will be entering into a credit agreement and interest will be chargeable. If you do not want to enter into a credit agreement you can pay for your policy in one lump sum.
Yes. We accept Visa, Visa Debit, Mastercard and Maestro/Electron.
You can choose to either pay annually by debit or credit card, or monthly (subject to status).
You can change the payment details of your existing RAC Car Insurance policy online by registering with the RAC Car Insurance 'My Account'.