Compare Green Flag’s European breakdown cover vs the RAC
When choosing a European breakdown cover provider, it’s a good idea to do your homework. Here at the RAC, we’re proud to offer Defaqto 5 star rated European breakdown cover. But how do we compare with Green Flag European breakdown cover?
Here’s a handy guide to help you compare the difference between RAC and Green Flag European breakdown cover.
Contents:
Green Flag vs the RAC European Breakdown Cover
Type of European breakdown cover
European countries where cover applies
Green Flag vs the RAC: European breakdown cover*.
When comparing breakdown cover from Green Flag and the RAC, a good place to start is checking what is included with their European breakdown cover.
With RAC European Breakdown Cover, we’ll cover all costs to tow your vehicle if you break down^, help towards the cost of repairs by paying for labour costs up to 7 hours**, and you’ll be covered in 48 countries. Plus, we don’t have age restrictions on the vehicles we cover^^.
Cheaper cover per day
RAC European cover works out cheaper per day. Our cover starts at £4.17 a day vs Green Flag’s £8.46.
Cover in 48 countries
With the RAC, you're covered in 48 countries. Green Flag's European breakdown only covers 38 countries.
Cost of towing covered^
The RAC will cover all costs if your vehicle needs to be towed. Green Flag covers up to £250 of the costs.
Hire car and accommodation†
We'll provide both while your vehicle is repaired. Green Flag only offers one of these services.
Green Flag Terms & Conditions (T&Cs): https://www.greenflag.com/breakdown-cover/policy-pdfs/european-breakdown-policy-booklet.pdf
RAC Terms & Conditions and our European Breakdown Cover page
^^ Vehicle age restrictions
RAC Source: European Breakdown Cover Page
Green Flag source: T&Cs page 10
^ We’ll cover all costs to tow your vehicle (excluding specialist resource)
RAC Source: T&Cs page 7 and European Breakdown Cover Page
Green Flag source: T&Cs page 11
** RAC will cover up to a maximum of £1000, if repairs can be completed in 7 working hours
RAC Source: T&Cs page 7 and 8 as well as European Breakdown Cover Page
Green Flag source: T&Cs page 11
† Hire car and accommodation whilst your vehicle is repaired
RAC Source: T&Cs page 7 and 8 as well as European Breakdown Cover Page
Green Flag source: T&Cs page 12
*Comparisons based on the top cover levels from the Green Flag Short Term European Cover and RAC Comprehensive Plus on 22/05/2022. For full details visit rac.co.uk/eurocompare.
Types of European breakdown cover
Because many motorists may only need breakdown cover in Europe for a short period of time – just long enough to cover a two-week holiday or even a long weekend – cover is usually available on a flexible basis.
If you need annual cover – you might drive frequently in Europe and prefer the security of knowing you’re always covered, 24 hours a day and 365 days a year – you can, of course, have that. But you can also arrange cover on a short term basis. How short term? Well, European breakdown cover with the RAC starts from just a single day.
Green Flag’s European Breakdown Cover is available as Short-Term Euro Cover. This is also a flexible breakdown policy, with cover available for a single day too.
With either provider, you have the ability and freedom of choice to tailor your European breakdown cover to your travel plans and schedule.
European countries where breakdown cover applies
It’s really important that you’re covered for the country you’re driving in. It’s easy to assume that your breakdown cover automatically covers you, wherever you are in Europe but that’s not always the case. You should check with your provider exactly where you’re covered to drive.
With a single trip policy, you’ll need to make sure that cover applies specifically to the country you’re visiting. If you drive into another country that isn’t included within that breakdown cover policy, you may not be covered. Check before you take out your cover.
RAC covers 48 countries, Green Flag covers only 38 countries:
RAC European Breakdown Cover
RAC European breakdown covers you in up to 48 countries.
Green Flag European cover
Green Flag European breakdown covers you in up to 38 countries, and isn’t split into zone.
Source: RAC European Breakdown Cover page
Source: Green Flag’s Policy Document
Frequently asked questions
There’s no age limit on the vehicles we’ll cover.
Read more about the eligible vehicles covered with RAC’s European breakdown cover.
Yes. If we can’t fix your car at the roadside we’ll tow it to a garage nearby – or if it can’t be fixed during your trip, we’ll take your car back to the UK.
RAC European Breakdown Cover and Green Flag both offer comprehensive levels of cover. But, with the RAC, you’ll be covered for garage labour which Green Flag don’t provide.
This means we’ll cover the cost of labour up to £1000 if your car needs to be repaired in a garage abroad (up to £1,000 with Comprehensive Plus, providing repairs are completed within 7 working hours).
Yes – with Comprehensive cover we’ll pay up to the market value of your car to get it back home (if it can’t be fixed during your trip). And with Comprehensive Plus, we’ll get it back no matter the cost, so you can get it fixed at home – as long as it’s not beyond economical repair.
Page reviewed by: Andy Baker